The webapp provides for each item the link on ECB's website.
Speeches for : Luis de Guindos where "ratios" appeared
2021-02-25 : Sources of risk and vulnerabilities for financial stability2020-11-28 : Interview with Helsingin Sanomat
2019-06-25 : Euro area banks: the profitability challenge
2019-05-01 : Challenges for bank profitability
2018-11-05 : The ECB and Financial Stability