_The webapp provides for each item the link on ECB's website.
Speeches for : Gertrude Tumpel-Gugerell where "merchants" appeared
2008-10-27 : Do you SEPA? The ECB's point of view2008-07-02 : The future of cards and payments: SEPA for cards
2006-09-20 : A SEPA for cards: a contribution to a cashless society?
2006-06-09 : Drivers for change in payment and securities settlement systems
2006-06-07 : What is the outlook for the Single European Payments Area (SEPA)?
2005-05-06 : Interchange in a changing market: Observations from the euro area perspective
2004-09-21 : Card payments and the European financial integration