_The webapp provides for each item the link on ECB's website.
Speeches for : Tommaso Padoa-Schioppa where "customers" appeared
2004-11-03 : How to deal with emerging pan-European financial institutions?2001-09-24 : Towards a single payment area
2000-11-09 : Domestic payments in Euroland: commercial and central bank money
1999-09-24 : Licensing banks: still necessary?
1998-11-06 : The housing finance markets and EMU