The webapp provides for each item the link on ECB's website.
Speeches for : Gertrude Tumpel-Gugerell where "costly" appeared
2009-10-13 : Payments are becoming European2008-07-02 : The future of cards and payments: SEPA for cards
Speeches for : Gertrude Tumpel-Gugerell where "costly" appeared
2009-10-13 : Payments are becoming European