_The webapp provides for each item the link on ECB's website.
Speeches for : Gertrude Tumpel-Gugerell where "change" appeared
2011-05-13 : Closing remarks for the conference “The future of retail payments: opportunities and challenges”2011-05-12 : Transformation of the banking business and its impact on retail payments: governance, efficiency and integration
2010-10-18 : The Single Euro Payments Area - where do we stand?
2010-06-11 : Address on the occasion of the opening ceremony of the Euro Exhibition at Narodowy Bank Polski
2009-11-23 : The Progress of Migration to SEPA
2009-09-21 : Business models in banking: Is there a best practice?
2009-09-09 : A single market for cards: the missing piece in the SEPA puzzle
2009-07-06 : Implementing SEPA: our expedition to a fully integrated euro retail payment market
2009-06-15 : Beyond the turmoil: rules, supervision and infrastructures
2009-06-06 : The future of reserve currencies
2009-05-06 : Ten years of the euro: Successes and challenges in light of the current financial market developments
2009-01-22 : The financial crisis - looking back and the way forward
2008-10-27 : Do you SEPA? The ECB's point of view
2008-09-09 : SEPA for cards
2008-09-03 : Speech at the EPC Coordination Committee offsite meeting in Château-de-Limelette
2008-04-21 : High-level panel: Improving the efficiency and integration of post-trading arrangements in Europe
2007-11-26 : The euro - benefits and challenges
2007-11-19 : Going the extra mile to be ready for SEPA
2007-10-08 : SEPA - three months to go and full steam ahead?
2007-09-13 : Conference related to the 10th Anniversary of the Central Bank of Bosnia and Herzegovina
2007-09-03 : SEPA - from steam train to TGV?
2007-05-15 : The new SEPA landscape from vision to reality (and back)
2007-05-03 : Modernising payments: 'no pain - no gain'
2007-03-08 : Introductory statement with Q&A
2007-02-13 : The European Central Bank's view on SEPA
2007-01-15 : Panel intervention at the Euro conference hosted by Banka Slovenije
2006-12-18 : Dinner speech: TARGET2-Securities meeting with market participants
2006-11-13 : Concluding remarks 'SEPA - Opportunities by Change'
2006-09-20 : A SEPA for cards: a contribution to a cashless society?
2006-09-18 : Economic Outlook and Policy Challenges for the Euro Area
2006-07-17 : Preliminary Findings of the Retail Banking Sector Inquiry
2006-06-09 : Drivers for change in payment and securities settlement systems
2006-04-03 : Issues related to Central Counterparty Clearing
2006-03-31 : The European Central Bank, Italy and the integration of Eastern Europe
2006-02-23 : The Lisbon Agenda - what can banks contribute?
2005-06-17 : Introductory remarks on the euro and European financial integration, at the ECB Workshop “What effects is EMU having on the euro area and its member countries?”
2005-05-06 : Interchange in a changing market: Observations from the euro area perspective
2005-04-25 : The need for regulatory involvement in the evolution of payment systems
2005-04-19 : The next dimension for EU-China relations
2005-03-09 : Monetary and Financial Policies in the New Integrated Union
2005-03-01 : Integration and efficiency in collateral markets - a central bank perspective
2004-12-06 : The Euro - Financial Strength and Weakness from a Global Perspective
2004-12-03 : Exchange rate moves in a global economy: a central banking perspective
2004-11-05 : Six Years after the Euro: Success and Challenges
2004-09-21 : Card payments and the European financial integration
2004-06-22 : Is there consensus on the crisis prevention toolkit?
2004-05-14 : Five Years of the Euro: Successes and New Challenges
2004-03-23 : Enlarged EU - Financial Strength and Weakness from a Global Perspective
2004-02-20 : Challenges for central banks in an enlarged European Union and euro area
2003-11-14 : ECB's monetary policy issues in the run-up to enlargement
2003-11-11 : The role of institutions in the financial system
2003-10-27 : The euro in central and eastern Europe
2003-07-02 : The volatility of financial markets