_The webapp provides for each item the link on ECB's website.
Speeches for : Gertrude Tumpel-Gugerell where "fragmentation" appeared
2008-09-03 : Speech at the EPC Coordination Committee offsite meeting in Château-de-Limelette2006-11-13 : Concluding remarks 'SEPA - Opportunities by Change'
2006-06-15 : ABI-SWIFT 'SPIN 2006' Conference on 'The drivers of change: regulation versus competition'
2003-11-21 : ECB-CFS Research Network on 'Capital markets and financial integration in Europe'